I just got my auto insurance renewal. The premium is higher than I expected. The agent's office says I can get a discount by signing up for their program in which I am sent a device that goes on my windshield that they can use to monitor my driving, and that the discount might be as much as 30%. I don't drive very much, and my wife thinks my driving is safe, so I'd probably score well. But I'm not thrilled by the idea of being watched like this. Have any of you been part of this kind of program? Am I being overly paranoid? (Remember the old saying: "Even paranoids have enemies!" )