My adivice is this - if shes in it for the education she can certainly get a better deal in her state. Monmouth isnt super expensive, but its still a private school and not a great one. Of course if shes in it for the experience instad, Monmouth is fine choice - I think upper classman even have the option of living at Pier Village on the beach at Long Branch (they did a decade ago - not sure if that still holds.)
They still do have that option along with the school owned University Bluffs apartments which is also at the beach.