Politicians and bureaucrats have made it easy to scam the system. Example 1: Person gets paid off the books. He may get $200 per week or $500 per week. The client submits a hand written note from some person who says he's the employer and is paying the part time person $100 per week cash or in some cases says there was no work for the individual and they're no longer employed. For all we know, the note is written by the client themselves. This is accepted as their reported income unless it can be proven they're lying. A caseworker with an unmanageable caseload will normally attempt to reach the employer using the phone number provided by the client but no one answers the phone. The caseworker is under pressure from his/her supervisor to process cases which under regulations must be processed within 30 days. They've just been assigned another 10 applications to process and absent anything to disprove the reported income amount, the application is approved. Example 2: Client applies for assistance, has 3 children and pregnant with 4th. She says the father of her children is in the Dominican Republic and she has no income and living with a friend who provides her with a place to live. In truth, the father of the children is working off the books and living with them. Without visiting the home, it's difficult to prove a resident of DR is residing in NJ. Newly arrived immigrants are in communities full of people doing this and do it themselves. I'm not saying all are scamming since I know some are investigated including visits to the home and the person is being truthful. When enough evidence is found to seek recoupment of funds, it must be over $1000 or it's forgiven because the state says it's no longer cost effective to bring a person to court. My county has 2 investigators responsible for the entire county when there used to be 8. These are your tax dollars at work.I see that you work at a county welfare office but I am not sure how you know they underreport their income and do not declare cash they receive. If you had actual documentation of that and not just feelings wouldn’t you have the ability to use that information in the welfare calculation?