So in looking at these properties only the first is in a community for 55 & older and just sold for $820 K and needs major work inside to update it. That is way out of our price range. The others are not in a community but might potentially work .
This is what the homes in Barnegat are so appealing for 650 K you can get a brand new 3 Bdrm 3 Bath home with 2100 sq feet + a nice sunroom. That's with all the upgrades.
I get where you are coming from. Life is compromises.
1. HOA- control (until they the HOA is out of control and in your face (our experience) vs. no control and scummy neighbors.
2. Location vs. Cost- having moved around a lot in our lives and "chasing contentment" by owning a bigger/nicer/newer home in a "cheaper" location, we found that life was unsatisfying when we were younger and raising kids and even now. We are not far off from retirement age, and our needs may change. We have a second home in Arizona that we "think" we want to make our retirement home, and while it is in a great location, other than the scenery and great hiking, it is boring as hell, and we would have to drive nearly 2 hours to Phoenix to go to concerts, ball games, etc.
3. I guess it depends on if a person is more of a homebody, or spends more time outdoors and pursuing activities. We recently visited friends in LBI, and while it looked fun in the summer, the area in the winter time looks deserted and boring.
4. A final point on "new construction". I would look very closely at the quality of the construction in the newer homes and developments. Maybe they have changed, but from personal experience, we would never buy a KH home. Lived in one of their townhomes years ago, and the construction was very sub par. We preferred to buy an older home where we are at now in Monmouth County, and we spent a good amount of money renovating/modernizing it. But we like doing renovations-we have handled at least 10-12 projects over the years. It's a mental illness. 🤣
5. The thing now is all housing is so terribly inflated in price. Good luck in your search. There is no "right" answer, and my opinion (or anyone else's) should be taken with a grain of salt.